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    <description>Plain-English posts on Medicare, life insurance and protecting your family from Matt MacMillan, an independent insurance broker in Mooresville, NC.</description>
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      <title>Is Hospital Indemnity Insurance Worth It? Questions to Ask</title>
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      <pubDate>Thu, 15 Oct 2026 08:00:00 -0400</pubDate>
      <category>Supplemental health</category>
      <description>Is hospital indemnity insurance worth it for you? Questions to ask about your health plan, your budget and the policy itself before you decide.</description>
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      <title>Annuities in Plain English: How They Work and Questions to Ask</title>
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      <pubDate>Wed, 14 Oct 2026 08:00:00 -0400</pubDate>
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      <description>A balanced, plain-English look at how annuities work, the main types, the trade-offs to understand and the questions to ask before you buy one.</description>
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      <title>What Is Final Expense Insurance, and Who Is It For?</title>
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      <pubDate>Tue, 13 Oct 2026 08:00:00 -0400</pubDate>
      <category>Life insurance</category>
      <description>A plain-English look at final expense insurance: what it is, who it tends to fit, how it compares with other options and how to choose a coverage amount.</description>
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      <title>Turning 65 in North Carolina: Your Medicare Timeline</title>
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      <pubDate>Mon, 12 Oct 2026 08:00:00 -0400</pubDate>
      <category>Medicare</category>
      <description>Turning 65 in North Carolina? A plain-English Medicare timeline: your Initial Enrollment Period, Parts A, B, C and D, and when to start looking at options.</description>
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      <title>What Happens to Your Mortgage If Something Happens to You?</title>
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      <pubDate>Sun, 11 Oct 2026 08:00:00 -0400</pubDate>
      <category>Life insurance</category>
      <description>What happens to a home loan when a homeowner dies, what protections family members may have, and how life insurance can help Lake Norman families stay put.</description>
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      <title>Can You Get Life Insurance With a Serious Health Condition?</title>
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      <pubDate>Sat, 10 Oct 2026 08:00:00 -0400</pubDate>
      <category>Life insurance</category>
      <description>Turned down for life insurance? How simplified issue, graded and guaranteed issue policies work, including waiting periods, explained by a Mooresville broker.</description>
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      <title>What to Review Before Medicare Annual Enrollment (Oct 15 to Dec 7)</title>
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      <pubDate>Fri, 09 Oct 2026 08:00:00 -0400</pubDate>
      <category>Medicare</category>
      <description>A plain-English checklist for Medicare&#x27;s Annual Enrollment Period, October 15 to December 7: doctors, prescriptions, costs and plan changes to review.</description>
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