Independent broker · Mooresville, NC

Medicare Advantage in North Carolina, explained

Medicare Advantage plans differ by county, and what fits one person can be a poor fit for someone else. Matt MacMillan, an independent licensed broker in Mooresville, compares plans from the carriers he represents and walks you through the differences in plain language.

  • A no-cost, no-obligation review
  • Doctors, prescriptions and costs checked plan by plan
  • Help when you turn 65 and every enrollment season after

Prefer to talk it through? Call now, or fill out the quick form and Matt will reach out at a time that works for you.

By calling the number above, you will be connected to a licensed insurance agent. Calls may be recorded.

Request your no-cost review

Takes about a minute. Matt will call to set up a no-cost review.

Your request goes straight to Matt MacMillan, your local Mooresville broker.

Your information is only used to respond to your request.

Rather talk now? Call (704) 802-2523 · Book a call

If we discuss Medicare Advantage plans, we will first confirm the products you want to discuss (Scope of Appointment).

What Medicare Advantage is

Medicare Advantage (Part C) is a way to get your Medicare coverage through a private plan approved by Medicare. These plans cover the services Original Medicare Part A and Part B cover, most include Part D drug coverage, and some include extra benefits, such as dental, vision or hearing, that vary by plan. Most use provider networks, such as HMOs or PPOs, and you generally keep paying your Part B premium.

Matt is not the insurance company, and he is not connected with or endorsed by the U.S. government or the federal Medicare program.

When you can enroll or make changes

  • Initial Enrollment Period: a seven-month window that includes the three months before your 65th birthday month, your birthday month and the three months after.
  • Annual Enrollment Period: October 15 to December 7 each year, with changes taking effect January 1.
  • Medicare Advantage Open Enrollment Period: January 1 to March 31, if you are already in a Medicare Advantage plan.
  • Special Enrollment Periods: certain life events, like moving or losing other coverage, may let you make changes at other times.

What to compare

  • Whether your doctors and hospitals are in the plan's network
  • How your prescriptions are covered and what they would cost
  • Premiums, copays and the plan's yearly out-of-pocket maximum
  • Extra benefits that matter to you, such as dental, vision or hearing (benefits vary by plan)
  • Whether you need referrals or prior authorization for care

How Matt helps

He gathers your doctors, prescriptions and priorities, compares plans from the carriers he represents in your county, and explains the trade-offs so you can decide. He also helps with enrollment and stays your point of contact when questions come up later. Plan availability varies by area, and he does not offer every plan available in your area. You can contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for information on all of your options.

Questions about Medicare Advantage? Matt is happy to help. By calling, you will be connected to a licensed insurance agent. Calls may be recorded.

Call (704) 802-2523Request a review

Filling the gaps

Medicare Advantage plans still have copays and an out-of-pocket maximum, and Original Medicare generally doesn't cover routine dental, vision or long-term care at home. Supplemental coverage such as hospital indemnity or dental and vision may help with some of those costs.

Serving North Carolina from Mooresville

Matt works with people in Mooresville, Iredell County, the Lake Norman area, Statesville and the Charlotte area, and with Medicare beneficiaries across North Carolina, most often by phone.

Towns we serve

Matt helps people across the Lake Norman area compare Medicare Advantage plans. Each town page explains which county’s plans apply.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 1,210 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. The MacMillan Agency is not connected with or endorsed by the U.S. government or the federal Medicare program. Plan availability, benefits and costs vary by county and plan.

FAQ

Medicare questions

Straight answers to common questions. Have another one? Just call.

Is there a cost to review my Medicare options with you?

No. A review of your options costs nothing and you are never obligated to enroll.

Can I keep my doctor with a Medicare Advantage plan?

It depends on the plan's network. Matt checks your doctors and hospitals against each plan before you decide.

When can I change my Medicare Advantage plan?

Most people can make changes during the Annual Enrollment Period, October 15 to December 7. If you're already in a Medicare Advantage plan, you can also make one change from January 1 to March 31. Special Enrollment Periods may apply after certain life events.

Do Medicare Advantage plans include drug coverage?

Most do. Some plans don't include Part D, so it's important to check how each plan covers your prescriptions.

Do I still pay my Part B premium?

Generally, yes. You usually continue paying your Part B premium when you join a Medicare Advantage plan, plus any plan premium.

Review your Medicare options with a local broker

Talk with Matt MacMillan, an independent broker in Mooresville. A review costs nothing and you are never obligated to enroll.

By calling the number above, you will be connected to a licensed insurance agent. Calls may be recorded.

Call (704) 802-2523 Request a call